3/27/2023 0 Comments You need a budget forumsYNAB protects your personal and financial information through the latest encryption technology, enhanced login measures and other security protocols. YNAB employs standard security and safety best practices to protect customers. Security is always a priority whenever you connect financial or personal information to third-party software. If it sounds like a lot of work, that’s because it’s a much more involved process than with many other budgeting apps. If you use credit cards to pay for purchases, you can set up a credit card payment category and use it to filter funds from other categories as you enter transactions. It only allows you to earmark funds toward those expenses. You can create categories within your budget for bills, but YNAB doesn’t have an internal bill pay feature. YNAB works by using money earned the previous month to fund your budget. If you overspend on one category, you can move funds over from another category to cover the cost. You can create goals and monthly payments to pay off an infrequent expense outside of your typical budget, like car repairs. As income is added to YNAB, you assign it to specific categories or expenses. YNAB is built on four specific budgeting principles: Keep in mind that manually adding transactions to your YNAB account may require a lot of extra time and effort. You start with default budget categories, but you also can create your own to fit your specific needs.įor automated importing of transactions, you can link a bank account to YNAB, but it’s not required. Users of the app are actively involved in setting goals, adding expenses and adjusting their budgets as needed. I don't plan to ever work anywhere else, but why would I? This truly is the greatest place to work.YNAB takes a proactive approach to budgeting. Trust that we *won't* work more than 40 hours a week (they're very serious about this one) and trust that you will do your best whenever possible. Trust that you worked really hard but just couldn't hit the deadline but that's ok because our lives shouldn't only ever be work and we can hit it tomorrow instead. Trust to take the afternoon off to go to a dentist appointment. Unlimited vacation, $0 premium health insurance (or a generous HSA contribution), a yearly retreat that's literally only fun, and most of all, trust. The benefits are wild, thoughtfully picked and sometimes feel too good to be true (but they are). I'm now happily fulltime but YNAB values *all* of their employees, from the tenured folks to the the seasonal part timers. I started part time and over the past two years my roll has evolved based off my skills and interests. I feel grateful (because every job opening we have gets 500, 600, sometimes 700 candidates and somehow through all that, they picked me!?!) Jesse Mecham has created a gem of a place for me to build my career with wonderful potential for growth (both personally and financially). I love my boss, and her boss, and her boss too. YNAB employees need to be self-motivated, organized, effective communicators, thoughtful collaborators and they need to have a sense of humor about themselves, their work, and the world in general. In addition to the work culture I described above, this includes things like 401k, generous healthcare and vacation time, professional development like workshops/conferences and monthly book fund, and our annual work retreat. YNAB values their employees and they invest in us, both professionally and personally. Colleagues and the work environment are helpful, encouraging and they facilitate your growth, personally and professionally.Įven when a project doesn't go the way the team intended, it's seen as an opportunity to learn, refine, and do better, rather than a failure that deserves punishment. We hear from folks every day that YNAB has changed their lives for the better, and that is a powerful motivator.Ģ. Whether you're a developer working on the back end, an educator creating and conducting classes on the YNAB Method, or a support specialist talking directly to a customer, we're all working towards the same thing - helping YNABers align their values with their money. You are helping real people with a real need. I've been with YNAB almost three years now and it has been a truly unique and exceptional workplace and here's why:ġ.
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